UPI accounts for over 85% of payment transactions in India
RBI says India's payment ecosystem expanded sharply between 2016 and 2025 The Unified Payments Interface (UPI) commanded the largest share of transaction volume at 85.5 per cent in the second half (H2) of 2025, followed by NEFT at 3.6 per cent and Prepaid Payment Instruments (PPIs) at 3.6 per cent, according to a latest report by the Reserve Bank of…
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