The congenital clause
THE issue with congenital conditions and insurance exclusions is not just about rejected claims for Daniel (not his real name), but whether policyholders are being fairly protected in the first place. As he painfully discovered after he suffered from sudden heart problem symptoms, not only does Daniel have a congenital heart disease, but it was also not covered under his…
Key Insights
- This topic is currently trending
- Experts are closely monitoring developments
- It may impact future decisions


