RBI’s new provisioning regime: What changes for bank profits, capital, and investors
For decades, investors in Indian banks have watched one number with considerable interest: 90 (days). If a borrower does not pay for more than 90 days, the loan becomes a non-performing asset, or NPA. That number will still matter. But from April 1, 2027, another number will become just as important: That one number can change how bank profits, provisions,…
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