No Claim Bonus: The motor insurance reward many drivers lose unknowingly
No Claim Bonus (NCB) rewards claim-free years with discounts on own-damage premium. Most people think of motor insurance only when something goes wrong. A dent after a parking mishap. A cracked bumper. A flooded road during monsoon. And in those moments, filing an insurance claim feels natural, after all, that is what insurance is meant for. But what many drivers…
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