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I have retired at 65 years in January 2026. Can I leave my PF money in PF account for three years so that it will earn interest at 8.25% p.a or should I submit Form 19 and withdraw full amount this month or next month. I have another question: my… – Rediff Gurus

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A certified management accountant since 1993, T S Khurana is a fellow member of The Institute of Cost Accountants of India. His areas of expertise are income tax, specifically litigation cases, and GST.

Since the last 21 years, he has also been providing expert advice on financial matters, including investments and diversification of funds, and wealth building in the long term to his clients.

He believes that investment in real estate is the safest way for better returns and wealth generation over a period of time.

A former chairman of the Chandigarh Chapter of Institute of Cost Accountants of India, T S Khurana has also served as member of its technical committee…. more

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